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How To Accept Stripe Payments On WordPress: Detailed Guide

Last Updated on May 14th, 2021

Published on March 1st, 2018

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Need to accept Stripe payments on your WordPress site? Stripe is great because it’s easy to use, charges transparent fees, and is not named PayPal (ok – that last one is kind of a cheap shot – but PayPal doesn’t have the best reputation).

We’ve previously written a detailed guide on how to use Stripe with WooCommerce, but we’ve never written about how you can accept Stripe payments on a regular WordPress site.

Let’s change that!

I’ll give you a detailed tutorial on how to accept Stripe Payments using a free plugin. Then, I’ll recommend some premium options that can give you even more flexibility for what types of payments you collect and the additional information that you collect alongside the payment.

How To Accept Stripe Payments On WordPress For Free

If you just need to accept basic, one-time payments, the free version of WP Simple Pay should be good enough for your needs.

In the end, you’ll end up with a basic payment box that looks something like this:

how to accept stripe payments on wordpress

Here’s how you can use the plugin to start accepting Stripe payments on your site:

Step 0: Make Sure Your Site Uses HTTPS

In order for you to accept Stripe payments on your site, Stripe requires that your site uses HTTPS (and rightfully so).

So before you can start using this plugin, you need to make sure your site is using HTTPS.

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If it’s not, you can use a free Let’s Encrypt TLS/SSL certificate and follow our guide on how to move WordPress to HTTPS.

Once you’ve got that squared away, continue on.

Step 1: Install And Activate WP Simple Pay

To get started, install and activate the free WP SImple Pay plugin. It’s listed at WordPress.org, so you can do this straight from your WordPress dashboard:

wp simple pay plugin

Once you activate the plugin, you’ll see an indicator saying that your site is in Test Mode.

Here’s why that’s important:

In Test Mode, you can enter payments to make sure that your form is working. But those payments aren’t “real”.

Once you make sure everything is working, you can disable Test Mode and start collecting live transactions.

Step 2: Enter Stripe API Keys

Your API keys are what actually allow your WordPress site to connect to the Stripe service.

To set them up, go to Simple Pay Lite → Settings.

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You’ll need to enter two pairs of API keys:

  • One pair for test mode
  • One pair for live mode

It might be a good idea to wait to enter the live API keys until you want to go live – just remember you’ll need to do it later:

enter stripe api key

You can find your API keys in the API tab of your Stripe account. You can switch back and forth between Live and Test by using the toggle:

where to find stripe api key

Once you’ve added your API keys to the WP Simple Pay interface, make sure to save your changes.

Step 3: Configure Basic Settings

Next, explore the General and Payment Confirmation tabs to:

  • Choose which pages on your site to use for successful or failed payments
  • Select your currency
  • Choose basic styles
  • Customize the payment confirmation message that gets sent to people

Note that, in the Payment Confirmation tab, you’re allowed to use template tags to dynamically insert information. You can find a full list of these template tags underneath the text editor:

payment success message options

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Step 4: Create A New Payment Form

Ok! Now you’re ready to finally create a frontend payment form. To do that, go to Simple Pay Lite → Add New.

In the free version of the plugin, there are three tabs that you’ll need to configure:

In the Payment Options tab, enter the payment amount you want to collect. You can also choose a custom payment success page, if desired:

In the On-Page Form Display tab, you can configure two text strings that appear on your payment form:

And in the Checkout Overlay Display tab, you can add additional information to the payment form and/or add/require additional functionality from shoppers.

For example, you could upload your own logo and additional verification for zip/postal code:

Once you’re done configuring your form, copy the shortcode and click Create:

publish form

Step 5: Insert Shortcode Where You Want Payment Form To Appear

Now, all you need to do is add the shortcode to the spot where you want the Stripe payment form to appear:

insert payment shortcode

And you have your form on the frontend:

example of stripe payment

Step 6: Remember To Enable Live Mode When You’re Ready

When you’re happy with how everything looks and functions, make sure to go to Simple Pay Lite → Settings and Disable Test Mode to start collecting real payments:

make live

Use WP Simple Pay Pro For Even More Features

The free version of WP Simple Pay is fine for basic one-time payments. But if you need more functionality, WP Simple Pay Pro lets you:

  • Collect subscriptions and recurring payments
  • Offer multiple payment options that customers can choose from
  • Build a payment form to collect additional information alongside the payment
  • Add custom fields to capture more data
  • Offer coupon codes

WP Simple Pay Pro starts at just $49, though you need the $99 version for subscription payments.

Get WP Simple Pay Pro

Other Options To Accept Stripe Payments On WordPress

Here are some other good options to help you accept Stripe payments on WordPress:

Gravity Forms

With the Elite plan, Gravity Forms lets you accept Stripe payments. While this plan is pretty pricey at $259, it does give you access to all the associated flexibility that Gravity Forms offers.

Get Gravity Forms


WPForms + Stripe is the same idea as Gravity Forms – you get access to Stripe payments as part of an otherwise powerful form plugin, which gives you lots of flexibility.

The Stripe add-on is only available in the $199 Pro plan, though. While that’s a little bit cheaper than Gravity Forms, it’s still pretty expensive for a casual user.

Need help deciding between the two? We wrote a big Gravity Forms vs WPForms comparison.

Get WPForms

Easy Digital Downloads

While we already covered WooCommerce, we haven’t touched on Easy Digital Downloads. If you’re selling lots of digital products, Easy Digital Downloads might be a simpler solution.

It has a dedicated Stripe Payment Gateway that costs $89.

Get EDD Stripe Gateway

Stripe Payments

I haven’t personally used this one, but it gets good reviews and seems to be well maintained.

From playing around with it, it seems like a more lightweight version of WP Simple Pay. Given that both are free, I would recommend just sticking with WP Simple Pay. But this seems like a solid second option if you want more choice.

Get Stripe Payments

Final Thoughts On Stripe Payments For WordPress

If you just need to accept simple one-time Stripe payments, I think WP Simple Pay makes it pretty easy to get started.

WP Simple Pay Pro builds on that with subscriptions, multiple payment options, and forms.

But if you really want to collect additional data alongside your payments, and maybe even automatically do stuff using that data with Webhooks or Zapier, then you might be better off going with one of the pricey forms plugins for maximum flexibility.

Have any questions about accepting Stripe payments on your WordPress site? Leave a comment and I’ll try to help out!

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Colin Newcomer is a freelance writer and long-time Internet marketer. He specializes in digital marketing, WordPress and B2B writing. He lives a life of danger, riding a scooter through the chaos of Hanoi. You can also follow his travel blog.